You can add your IN1 cards to both Apple Wallet and Google Wallet to use Apple Pay and Google Pay.
How to add an IN1 card to Apple Wallet:
Open the "Wallet app on your iPhone".
Tap on the "Add a card" button.
Tap "Debit or Credit Card".
Follow the steps on the screen to add a new card.
How to add an IN1 card to Google Wallet:
Open the Google Wallet app on your Android phone.
At the bottom, tap "Add to Wallet".
Tap "Payment card".
Tap "New credit or debit card".
To add a card, use your camera or tap "Enter details manually".
At the bottom, tap "Save and continue".
Read the Issuer Terms and tap "Accept".
If you’re asked to verify your payment method, choose an option from the list.